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Budgitin Terms of Service

Last Updated: March 2026

1. Acceptance of Terms

By accessing or using Budgitin ("Services"), you agree to be legally bound by these Terms of Service and our Privacy Policy. If you do not agree, you must not use our Services.

2. Eligibility

You must be at least 13 years old to use Budgitin. By creating an account, you represent that you meet this requirement and that the information you provide is accurate and complete.

3. Nature of Services

Budgitin provides financial tracking, budgeting, analytics, and management tools designed to help users organize and understand their financial information. Budgitin is not a bank, financial institution, investment advisor, tax advisor, or credit provider.

Any insights, summaries, or calculations provided through the Services are generated based on information manually entered by users and are intended for informational purposes only.

The Services do not constitute financial, investment, legal, or tax advice. Users should consult qualified professionals before making financial or legal decisions.

Additional details regarding financial limitations and regional availability are described in our Financial Disclaimer.

4. Financial Tools and Calculators

Budgitin may provide tools such as tax estimators, loan calculators, budgeting planners, and financial summaries.

These tools rely on user-provided information and simplified calculation models to provide general estimates. Results may not reflect actual financial outcomes and should not be relied upon as definitive calculations.

Budgitin does not guarantee the accuracy, completeness, or suitability of any calculation results. Users should verify information and consult qualified financial or tax advisors before making financial decisions.

5. Automated Insights

Budgitin may use automated systems and algorithms to analyze financial data entered by users in order to generate summaries, spending insights, budgeting observations, or financial trends.

These insights are informational in nature and are not financial, investment, or tax advice.

6. Account Responsibilities

You are responsible for maintaining the confidentiality and security of your login credentials and for all activities that occur under your account. Budgitin is not liable for losses caused by unauthorized use of your credentials.

You are also responsible for ensuring the accuracy of any financial or personal information entered into the platform.

7. Acceptable Use

You agree not to:

  • Use the Services for unlawful or fraudulent purposes.
  • Attempt to breach or test security vulnerabilities.
  • Upload malicious code or harmful content.
  • Reverse engineer or copy platform functionality.

8. Third-Party Services

Budgitin may integrate with third-party tools or services. Budgitin is not responsible for the content, security, or performance of third-party services, and their use is governed by their respective terms and policies.

9. Service Availability

We strive to maintain reliable service but do not guarantee that the platform will always be available, uninterrupted, or error-free. Features may change or be discontinued without prior notice.

Budgitin does not guarantee that all financial calculations, insights, or stored information will always be free from inaccuracies or delays.

While we implement safeguards to protect stored information, Budgitin does not guarantee that user data will never be lost, corrupted, or inaccessible due to technical failures, infrastructure issues, or external factors.

Certain features may depend on geographic region, third-party service availability, or regulatory requirements and may not be available in all locations.

10. Intellectual Property

All content, software, branding, design elements, and technology associated with Budgitin are owned by Budgitin and protected by intellectual property laws. Unauthorized reproduction or distribution is prohibited.

11. User Data Responsibility

Users are solely responsible for the financial and personal information they choose to enter into Budgitin. Budgitin does not independently verify the accuracy of user-provided information.

12. Limitation of Liability

To the fullest extent permitted by law, Budgitin shall not be liable for indirect, incidental, special, consequential, or punitive damages, including financial losses, missed opportunities, loss of profits, or data loss arising from the use or inability to use the Services.

This includes any losses resulting from reliance on budgeting insights, financial summaries, or calculator-based estimates generated through the platform.

Your use of Budgitin and reliance on any information provided through the Services is at your own risk.

13. Indemnification

You agree to indemnify and hold harmless Budgitin from any claims, damages, liabilities, and expenses arising out of your misuse of the Services or violation of these Terms.

14. Termination

We reserve the right to suspend or terminate your access if you violate these Terms or engage in harmful conduct. You may stop using our Services at any time.

Users may request deletion of their account and associated personal data in accordance with our Privacy Policy.

15. Force Majeure

Budgitin shall not be liable for delays or failure in performance resulting from events beyond our reasonable control, including but not limited to natural disasters, internet outages, infrastructure failures, or governmental actions.

16. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of Sri Lanka, without regard to conflict of law principles.

17. Changes to Terms

We may modify these Terms at any time. Updated versions will be posted with a revised "Last Updated" date. Continued use of the Services constitutes acceptance of the revised Terms.

18. Contact Us

If you have questions regarding these Terms, contact:

Budgitin
Colombo, Sri Lanka
Email: support@budgitin.com